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How do I file a complaint against an insurance agent in Florida?

How do I file a complaint against an insurance agent in Florida?

  1. Do you need to file an insurance complaint?
  2. FILE AN INSURANCE COMPLAINT ONLINE.
  3. FILE AN INSURANCE COMPLAINT BY TELEPHONE.
  4. You can contact a specialist directly by telephone on weekdays between the hours of 8:00 a.m. – 5:00 p.m. EST at the statewide, toll-free number 1-877-MY-FL-CFO (1-877-693-5236).

Who are insurance agents regulated by?

Insurance agents are governed by common law, state law, and contract law. Common law requires agents to act in good faith, to exercise reasonable care and diligence, and to carry out the client’s instructions. 1 State laws determine the licensing requirements insurance must meet.

What are the responsibilities of the Office of Insurance Regulation?

Today, CDI is the largest consumer protection agency in the state. All of CDI’s functions, including overseeing insurer solvency, licensing agents and brokers, conducting market conduct reviews, resolving consumer complaints, and investigating and prosecuting insurance fraud, are to protect consumers.

How long does an insurance company have to respond to a complaint?

So, make sure you follow the right process. If the response from your insurance company isn’t satisfactory, make a formal complaint. Financial service providers must deal with any complaints within eight weeks, so ensure your position is clear by heading an email or letter ‘Complaint’.

What is the responsibility of insurance agent?

Help clients settle any claims on their insurance. Customize insurance programs to suit individual customer needs. Ensure that policy requirements are fulfilled, including completion of the appropriate forms. Inspect property in order to examine its overall condition and decide its insurance risk.

What does the Florida Office of Insurance Regulation do?

The Office of Insurance Regulation (OIR) ensures that insurance companies licensed to do business in Florida are financially viable, operating within the laws and regulations governing the industry, and offering insurance policy products at fair and adequate rates that do not unfairly discriminate against the public.

What to do if insurance refuses to pay?

What To Do When a Car Insurance Company Refuses To Pay

  1. Ask For an Explanation. Several car insurance companies are quick to support their own policyholder.
  2. Threaten Their Profits. Most insurance companies will do anything to increase their profits.
  3. Use Your Policy.
  4. Small Claims Court & Mediation.
  5. File a Lawsuit.

Who is the division of insurance agent and agency services in Florida?

The Division of Insurance Agent and Agency Services is comprised of the Bureau of Licensingand the Bureau of Investigation. Activities of the Division are authorized in Chapters 624, 626, 627, 632, 634, 635, 641, 642 and 648, Florida Statutes, and Chapters

Who are the Florida Office of insurance regulation?

The Florida Office of Insurance Regulation oversees insurance sold to drivers of passenger autos, trucks, vans, pickups, motorcycles, recreational vehicles, all-terrain vehicles, or any motorized land vehicle. The department collects information and evaluates the types…

When does the Florida Department of financial services regulate title insurance?

The Department of Financial Services (DFS) regulates a real estate transaction only if title insurance was purchased as part of the real estate closing or if the title agency established an escrow fund in connection with a closing.

Who is in charge of auto insurance in Florida?

Many Florida drivers ask “who governs Florida auto insurance companies?” The short answer to the question is The Florida Office of Insurance Regulation governs any insurance company engaged in the sales and service of auto insurance policies in the state.